Located At Entrance of Osage Beach Premium Outlets
4558 Osage Beach Parkway, Suite 100
Osage Beach, MO 65065
(573) 348-2265

Contact Us to Learn More
About Our Kasasa Checking Accounts!



Free Kasasa Cash® Checking

Get paid monthly — in high interest and refunds on ATM withdrawal fees.**

At First Bank of the Lake, we basically pay you to bank here. Open a free Kasasa Cash® checking account and get rewarded for doing simple banking activities, like using your debit card.

Earn up to 2.00% APY* and get refunds on your ATM withdrawal fees, nationwide. Add Kasasa Saver® to your account to make saving easy and automatic. Visit us today to open your accounts!


  • Free checking that pays high interest
  • 2.00%% APY* on balances up to $10,000
  • 2.00% to 0.41% APY on balances over $10,000 depending on balance in account**
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)**
  • Link to free Kasasa Saver to build savings automatically
  • Kasasa Protect™ available at a discounted rate
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free debit card
  • $25 minimum deposit to open

Please note that enrolling in e-statements is a condition of having this account.

Here’s how easy it is to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

That’s it! And even if you don’t meet these qualifications, there are no penalties and you still have a free account. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

**Please Click Here For Our Kasasa Cash Disclaimer

*APY=Annual Percentage Yield



First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065




Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Lobby & Drive Up
8:00 AM - 12:00 PM

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