Small Business Advantage Checking
Exclusively for SBA Loan Customers!
Your 1st Source For Business Products & Services.
Small Business Advantage Checking
A great account to help manage your money.
- No Minimum Balance
- No Minimum Opening Deposit
- Only $30 monthly service charge*
- Earnings credit allowance† on deposit balances may offset activity fees.
- Low Per Item Transaction Fees**
- Deposits & Other Credits 40¢ each
- Checks & Other Debits 40¢ each
- Deposited Item 8¢ each
- FREE Remote Deposit***
- FREE Online Banking
- FREE Bill Pay
- FREE Business Mobile Banking
- FREE Mobile Deposit
- FREE eStatements
- FREE Business Debit Cards (for all authorized signors)
- Business Line of Credit with Sweeps (with approved credit)
- Up to 2 additional FREE Business Checking Accounts -
Great for Payroll & Petty Cash Accounts - FREE Kasasa® Cash Checking or FREE Kasasa® Cash Back Checking accounts for you and your employees! (conditions may apply)
Your cell phone provider may charge additional fees for web access or text messages for Business Mobile Banking. Other fees such as NSF, overdraft, dormant fee on inactive accounts, etc. may apply. See bank for details.
*The monthly service charge and certain transaction fees may be partially or fully offset by an earnings credit.
** Transaction items include all debits and credits (deposits, withdrawals & deposited items).
***There may an additional charge for the Remote Deposit check scanner.
***There may an additional charge for the Remote Deposit check scanner.
ϯThe earnings credit is based on the 91-day Treasury Rate index. Credit is computed using the monthly average collected balance maintained in the Business Checking account. See bank for current rates, rates subject to change.
Required Documentation
To Assist in Opening Your New Account, we may request the following:
Sole Proprietor
- SSN or TIN of Owner
Limited Liability Company (LLC)‡
- TIN of LLC
- Articles of Organization
- Operating Agreement
Partnership‡
- TIN of Partnership
- Partnership Agreement
- Certificate of Partnership
Corporation‡
- TIN of Corporation and one of the following:
- Articles of Incorporation
- Certificate of Incorporation
- Operating Agreement
- Annual Report
Not-For-Profit Organization‡
- TIN of Organization
- If incorporated, follow corporation guidelines
- If tax-exempt, IRS documentation or tax return
- If not tax exempt, authorization letter
Organizations & Associates‡
- TIN of Business
Fictitious Business Name Statement may also be requested.
‡Additional documentation may be required for individuals who have ownership of 25% or more of the business and an individual with significant responsibility to control, manage or direct the business.
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