Free checking. Awesome rates.
Cash back checking accounts

Free Kasasa Cash Back® Checking

Make shopping more fun!
Earn cash back on debit card purchases and refunds on ATM withdrawal fees.**

Free Kasasa Cash Back® checking makes up for all the times you ever had to pay a monthly service fee on your account. There are no monthly service fees, and this account pays you!

Earn 4.00% cash back on your everyday debit card purchases, up to $120 back per year ($10 per month).** You’ll also get refunds on your ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re here in Osage Beach or elsewhere. Come see us today to open your account!


  • Free checking that pays you back
  • 4.00% cash back on debit card purchases**
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $120 cash back per year, $10 per month**
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)**
  • Link to free Kasasa Saver® to build savings automatically
  • Kasasa Protect™ available at a discounted rate
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free debit card
  • $25 minimum deposit to open

Please note that enrolling in e-statements is a condition of having this account.

Here’s how easy it is to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

That’s all! And even if you don’t meet these qualifications, there are no penalties and you still have a free account. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

**Click Here For Our Kasasa Cash Back Disclaimer

** Please Click Here For Kasasa Qualification Cycle & Statement Cycle Dates

*APY=Annual Percentage Yield

Ask for more cash back on more stuff.

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First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065 




member FDIC


Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Lobby & Drive Up
8:00 AM - 12:00 PM

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