Located At Entrance of Osage Beach Premium Outlets
4558 Osage Beach Parkway, Suite 100
Osage Beach, MO 65065
(573) 348-2265

For Further Information on Interest Rates Please Call 573-348-2265

Personal Accounts

Business Accounts



Interest Rates

*Rates subject to change without notice

Certificate of Deposits

Minimum Opening Balance = $2,000

3   Months 0.10% (0.10% APY*)
12 Months 1.30% (1.31% APY*)
18 Months 1.40% (1.41% APY*)
24 Months 1.50% (1.51% APY*)
30 Months 1.60% (1.61% APY*)
36 Months 1.70% (1.71% APY*)
48 Months 1.90% (1.91% APY*)
60 Months 1.90% (1.91% APY*)

 

CD SPECIALS ($5,000 Minimum Opening Balance)

6 month special: 2.00% (2.00%APY*)
9 month special: 2.35% (2.37% APY*)
15 month special: 2.75% (2.78% APY*)
26 month special: 2.85% (2.88% APY*)
33 month special: 2.95% (2.98% APY*)
42 month special: 3.05% (3.09% APY*)

3-6 Month CDs Interest Compounds at Maturity
9-60 Month CDs Interest Compounds Quarterly
APY = Annual Percentage Yield
Substantial penalty for early withdrawal

IRA Account

Rates are the same as for regular certificates of deposit. No IRA accounts are opened for a period of less than 12 months.

Statement Savings Interest

0.05% / 0.05% APY

Minimum Opening Balance = Personal Savings = $100 / Business Savings = $500
$2.00 monthly fee if balance falls below $200
Interest Rate may change at any time
Interest on collected balances paid quarterly
Over 6 withdrawals per month will result in a charge of $1 each

Money Market Accounts

$0 - $24,999:  0.25%
$25,000 - $49.999:  0.35%
$50,000 - $99,999:  0.50%
$100,000 and over:  1.00%

 

Minimum Opening Balance = $500
$10.00 per month maintenance fee if balance falls below $1,000
Maintenance and activity fees could reduce balance below minimum required to earn interest
Interest Rate may change at any time
Daily interest not paid when balance falls below $1,000
Interest on collected balances paid monthly
Over 6 third party preauthorized debits per cycle $10 each

 

FDIC - Member Federal Deposit Insurance Corporation
Each depositor insured to at least $250,000


LOCATION

First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065

firstbk@firstbanklake.com

Telephone
573-348-2265

HOURS OF OPERATION

Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Saturday
Lobby & Drive Up
8:00 AM - 12:00 PM

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