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About Our Checking Accounts!
Money Market Accounts
Requires $500 to open account. This account includes a monthly statement, an image of your checks, and Free Direct Deposit.
Minimum balance to avoid imposition of fees
If balance falls below $1,000 on any day in the statement cycle, a maintenance fee of $10.00 will be imposed once during the cycle.
Note: Federal Regulations restrict the number of withdrawals per month. Over 6 third party preauthorized debits per cycle $10 each.
- Rate Information
Your interest rate and annual percentage yield may change. Frequency of rate changes - We may change the interest rate on your account at any time.
- Determination of Rate
At our discretion, we may change the interest rate on your account. Please call bank for current rate information.
- Effect of Closing an Account
If you close your account before interest is credited, you will not receive the accrued interest.
- Daily Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Accrual of Interest on Non Cash Deposits
Interest begins to accrue no later than the business day we receive credit for the deposit of non cash items (e.g. checks)
- Compounding and Crediting Frequency
Interest will be compounded every month. Interest will be credited to your account every month.