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Certificates of Deposit (CDs)

What is a CD?

Certificates of Deposit (CDs) are common savings products also known as "time deposits". CDs are typically offered in terms of 3 months, 6 months, 1 year, 2 years, 3 years, or greater.  In exchange for locking away a consumer’s cash for a specific time period, CDs typically offer higher yields than a regular savings account. The rates typically increase with the length of deposit terms. Deposits in a bank CD are federally insured by the FDIC for up to $250,000 per depositor, per insured bank.


First Bank of the Lake CDs

First Bank of the Lake has a variety of CD's to fit your needs.

Terms ranging from 3 months to 60 months with very attractive interest rates*.

*Rates subject to change without notice



Contact Us to Learn More!
Current Interest Rates


First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065 



member FDIC


Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Lobby & Drive Up
8:00 AM - 12:00 PM

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