Free checking. Awesome rates.
Cash back checking accounts

First Bank of the Lake Convenience Services

In addition to our Banking and Investment Accounts, we offer a wide variety of convenience services for our customers. A Safety Deposit Box for valuables, Cashier's Checks, and Money Orders are just a few of the services we offer. We also provide a variety of supplemental business services for your convenience.

The following fees may be assessed against your account and the following transaction limitations, if any, apply.

Account Reconciliation $40/hr
Cashier Checks $3/ea.
    Incoming (plus postage if applicable) $30/ea
    Outgoing (plus postage if applicable) $30/ea
Temporary Checks (08) $2.50 per (8) checks
Popmoney Transfers® $ .50/ea
Deposit Bags $5.00/ea
Deposit Charge Back Item $3/ea
Money Orders $2/ea
Nonsufficient Funds (NSF) - Each item, whether paper check/draft, in-person withdrawal or other electronic means $30/ea-
Photo Copies $.25/page
Research Time $40/hr
Special Statement & Balance Inquiries by Phone $2.50/ea
Stop Payment - Each item, whether check or ACH $30/ea
Notary (customers only) $2.50
Domestic Wire Transfer (incoming or outgoing) $20/ea
Foreign Wire Transfer (incoming or outgoing) $90/ea
Levy or Garnishment $30/ea
Inactive Account Fee
(Account is considered inactive after 6 months of customer inactivity.)
Dormant Account Fee
(Account is considered dormant after 12 months customer inactivity.)
"New" Account closed 180 days after opening $30
Replacement Debit Card $5
Deposit Correction $3
Safety Deposit Boxes
    3x5x21 $15/yr
    3x10x21 $30/yr
    5x10x21 $50/yr
    10x10x21 $100/yr
Dormant Offical Checks/Money Orders
Cashier’s Check or other official bank checks if not cashed within FIVE (5) years from date issued. Personal Money if not cashed within SEVEN (7) years from date issued. Any funds used to purchase the Official Check or Money Order –less the dormancy fee- that remains unclaimed for the 5 or 7 year period may be turned over the State of Missouri.
Check Ordering Varies upon style & number of check ordered
Foreign Automated Teller Machine (ATM) $1/ea (in addition to any fees charged by the foreign ATM)


Contact Us to Learn More 
About Our Convenience Services!

Online Bill Pay Tutorial Interactive Video Player

FDIC Tutorial Interactive Video Player

CDARS Tutorial Interactive Video Player  


First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065 




member FDIC


Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Lobby & Drive Up
8:00 AM - 12:00 PM

Like us on Facebook Follow us on Twitter Read our blog! Connect on LinkedIn Watch us on YouTube