Located At Entrance of Osage Beach Premium Outlets
4558 Osage Beach Parkway, Suite 100
Osage Beach, MO 65065
(573) 348-2265

For Further Information on Interest Rates Please Call 573-348-2265

Personal Accounts

Business Accounts



Interest Rates

*Rates subject to change without notice

Certificate of Deposits

Minimum Opening Balance = $2,000

3   Months 0.10% (0.10% APY)
6   Months 1.00% (1.00% APY)
12 Months 1.10% (1.11% APY)
18 Months 1.20% (1.21% APY)
24 Months1.25% (1.26% APY)
30 Months 1.00% (1.00% APY)
36 Months 1.25% (1.26% APY)
48 Months 1.25% (1.26% APY)
60 Months 1.25% (1.26% APY)

CD SPECIALS ($5,000 Minimum Opening Balance)

6 Months 1.00% (1.00% APY)*
9 Months 1.30% (1.31% APY)*
15 Months 1.55% (1.56% APY)*
26 Months 1.65% (1.66% APY)*
33 Months 1.75% (1.76% APY)*
42 Months 2.00% (2.02% APY)*

3-6 Month CDs Interest Compounds at Maturity
9-60 Month CDs Interest Compounds Quarterly
APY = Annual Percentage Yield
Substantial penalty for early withdrawal

IRA Account

Rates are the same as for regular certificates of deposit. No IRA accounts are opened for a period of less than 12 months.

Interest Bearing Checking

0.05% / 0.05% APY

Minimum Opening Balance = $200
$8.00 monthly fee if balance falls below $750
Maintenance and activity fees could reduce balance below minimum required to earn interest
Interest Rate may change at any time.
Daily interest not paid when balance falls below $750
Interest on collected balances paid monthly

Statement Savings Interest

0.05% / 0.05% APY

Minimum Opening Balance = Personal Savings = $100 / Business Savings = $500
$2.00 monthly fee if balance falls below $200
Interest Rate may change at any time
Interest on collected balances paid quarterly
Over 6 withdrawals per month will result in a charge of $1 each

Money Market Accounts

$0 - $24,999.99 = .10% / .10% APY
$25,000.00 - $49,999.99 = .15% / .15% APY
$50,000.00 - $99,999.99 = .25% / .25% APY
$100,000.00 and up = .50% /.50% APY

Minimum Opening Balance = $500
$8.50 per month maintenance fee if balance falls below $1,000
Maintenance and activity fees could reduce balance below minimum required to earn interest
Interest Rate may change at any time
Daily interest not paid when balance falls below $1,000
Interest on collected balances paid monthly
Over 6 third party preauthorized debits per cycle $10 each

 

FDIC - Member Federal Deposit Insurance Corporation
Each depositor insured to at least $250,000


LOCATION

First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065

firstbk@firstbanklake.com

Telephone
573-348-2265

HOURS OF OPERATION

Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Saturday
Lobby & Drive Up
8:00 AM - 12:00 PM

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