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Interest Rates

*Rates subject to change without notice

CD SPECIALS ($5,000 Minimum Opening Balance)

6 months: 2.00% (2.00% APY)
9 months: 1.99% (2.00% APY)
15 months: 2.08% (2.10% APY)
26 months: 2.13% (2.15% APY)
33 months: 2.13% (2.15% APY)
42 months: 2.13% (2.15% APY)

3-6 Month CDs Interest Compounds at Maturity
9-60 Month CDs Interest Compounds Quarterly
APY = Annual Percentage Yield
Substantial penalty for early withdrawal

 

Certificate of Deposits

Minimum Opening Balance = $2,000

3   Months 0.10% (0.10% APY*)
12 Months 1.30% (1.31% APY*)
18 Months 1.40% (1.41% APY*)
24 Months 1.50% (1.51% APY*)
30 Months 1.60% (1.61% APY*)
36 Months 1.70% (1.71% APY*)
48 Months 1.90% (1.91% APY*)
60 Months 1.90% (1.91% APY*)

 

IRA Account

Rates are the same as for regular certificates of deposit. No IRA accounts are opened for a period of less than 12 months.

Statement Savings Interest

0.05% / 0.05% APY

Minimum Opening Balance = Personal Savings = $100 / Business Savings = $500
$2.00 monthly fee if balance falls below $200
Interest Rate may change at any time
Interest on collected balances paid quarterly
Over 6 withdrawals per month will result in a charge of $1 each

Money Market Accounts

$0 - $24,999:  0.25% (0.25% APY*)
$25,000 - $49.999:  0.35% (0.35% APY*)
$50,000 - $99,999:  0.50% (0.50% APY*)
$100,000 and over:  1.00% (1.00% APY*)

 

Minimum Opening Balance = $500
$10.00 per month maintenance fee if balance falls below $1,000
Maintenance and activity fees could reduce balance below minimum required to earn interest
Interest Rate may change at any time
Daily interest not paid when balance falls below $1,000
Interest on collected balances paid monthly
Over 6 third party preauthorized debits per cycle $10 each

 

FDIC - Member Federal Deposit Insurance Corporation
Each depositor insured to at least $250,000

 

Ask about our traditional savings accounts

Contact Us to Learn More
About Personal Savings Accounts!

LOCATION

First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065

firstbk@firstbanklake.com 

Telephone
573-348-2265

IDENTITY THEFT & FRAUD

ONLINE / DIGITAL SAFETY


member FDIC

HOURS OF OPERATION

Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Saturday
Lobby & Drive Up
8:00 AM - 12:00 PM

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