Located At Entrance of Osage Beach Premium Outlets
4558 Osage Beach Parkway, Suite 100
Osage Beach, MO 65065
(573) 348-2265

For Further Information on Interest Rates Please Call 573-348-2265

Personal Accounts

Business Accounts



Interest Rates

*Rates subject to change without notice

Certificate of Deposits

Minimum Opening Balance = $2,000

3   Months 0.10% (0.10% APY*)
6   Months 1.10% (1.10% APY*)
12 Months 1.10% (1.11% APY*)
18 Months 1.20% (1.21% APY*)
24 Months 1.25% (1.26% APY*)
30 Months 1.25% (1.26%APY*)
36 Months 1.25% (1.26% APY*)
48 Months 1.25% (1.26% APY*)
60 Months 1.25% (1.26% APY*)

 

CD SPECIALS ($5,000 Minimum Opening Balance)

6   month special:  1.1%   (1.1% APY*)
9   month special:  1.65%   (1.66% APY*)
15 month special:  1.85% (1.86% APY*)
26 month special:  2.00% (2.02% APY*)
33 month special:  2.10% (2.12% APY*)
42 month special:  2.25%   (2.27% APY*)

3-6 Month CDs Interest Compounds at Maturity
9-60 Month CDs Interest Compounds Quarterly
APY = Annual Percentage Yield
Substantial penalty for early withdrawal

IRA Account

Rates are the same as for regular certificates of deposit. No IRA accounts are opened for a period of less than 12 months.

Interest Bearing Checking

0.05% / 0.05% APY

Minimum Opening Balance = $200
$8.00 monthly fee if balance falls below $750
Maintenance and activity fees could reduce balance below minimum required to earn interest
Interest Rate may change at any time.
Daily interest not paid when balance falls below $750
Interest on collected balances paid monthly

Statement Savings Interest

0.05% / 0.05% APY

Minimum Opening Balance = Personal Savings = $100 / Business Savings = $500
$2.00 monthly fee if balance falls below $200
Interest Rate may change at any time
Interest on collected balances paid quarterly
Over 6 withdrawals per month will result in a charge of $1 each

Money Market Accounts

$0 - $24,999:  0.10%
$25,000 - $49.999:  0.20%
$50,000 - $99,999:  0.30%
$100,000 and over:  0.75%

 

Minimum Opening Balance = $500
$8.50 per month maintenance fee if balance falls below $1,000
Maintenance and activity fees could reduce balance below minimum required to earn interest
Interest Rate may change at any time
Daily interest not paid when balance falls below $1,000
Interest on collected balances paid monthly
Over 6 third party preauthorized debits per cycle $10 each

 

FDIC - Member Federal Deposit Insurance Corporation
Each depositor insured to at least $250,000


LOCATION

First Bank of the Lake
4558 Osage Beach Parkway, Suite 100
Osage Beach MO 65065

firstbk@firstbanklake.com

Telephone
573-348-2265

HOURS OF OPERATION

Lobby Hours
Mon - Fri 8:30 AM - 4:00 PM

Drive Up Hours
Mon - Fri 8:00 AM - 5:00 PM

Saturday
Lobby & Drive Up
8:00 AM - 12:00 PM

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